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LendingTree is confident in our product and our price. We guarantee that we will locate a LendingTree Lender to meet or beat any interest rate, discount points and lender fees offered by a competing lender on a valid refinance Good Faith Estimate for the same loan. If we are unable to provide a better rate and lender fees than what is shown in a valid Good Faith Estimate disclosure for an identical refinance loan program, we’ll gladly pay you $1000.

Program details
LendingTree guarantees that a LendingTree Lender or LendingTree Loans can meet or beat any interest rate, and Adjusted Origination Charges (shown in Box “A” of the GFE) offered by a non-LendingTree Lender (the “Competing Lender”), Such Competing Lender must provide you with a valid 2010 version Good Faith Estimate (a “GFE”) for the same loan product and loan term. Such GFE must also show a lower interest rate and lower Adjusted Origination Charges being charged at closing. This guarantee is only valid for seven (7) days after you submit your loan request with LendingTree or with LendingTree Loans.. The following terms and conditions apply to LendingTree $1000 Best Deal Guarantee offer:

1. Term of Offer – This offer is available only for loan requests submitted to LendingTree or LendingTree Loans through December 31, 2010; however, this offer may be withdrawn or changed without notice, in LendingTree’s sole discretion, at any time prior to your submission of the material required to compare offers (described below).

2. You must have submitted a completed Refinance loan request through LendingTree or LendingTree Loans.

3. You must have been matched with and received an offer from at least one lender on the LendingTree network including LendingTree Loans, the lending arm of LendingTree, LLC (each, a “LendingTree Lender”).

4. The Competing Lender’s GFE must be from a funding lender (not a mortgage broker) and must be dated the same day or later than the date of your LendingTree Lender’s GFE.

5. You must contact the LendingTree Customer Excellence Team at 1-800-913-6702 and provide a copy of the GFE from the Competing Lender within twenty-four (24) hours of receiving such GFE. LendingTree reserves the right to contact the Competing Lender to confirm the legitimacy of the offer. The Competing Lender cannot be a current lender on the LendingTree network nor LendingTree Loans.

6. LendingTree will analyze the GFE to confirm that the Competing Lender's offer meets the above requirements and provides an interest rate and adjusted origination charges that are both lower than the ones shown on the GFE from the LendingTree Lender. If so, within three (3) business days of receiving your request and the competing GFE, LendingTree will attempt to contact LendingTree Lender(s) to determine whether they can meet or beat the Competing Lender’s offer (for the same loan amount, property type, loan product, term, discount point and fee combination) or LendingTree Loans will determine whether it can meet or beat the Competing Lender’s offer.

7. If a LendingTree Lender or LendingTree Loans cannot match or beat the Competing Lender’s offer, then you must close a loan with the same Competing Lender and provide LendingTree with both a copy of the signed Note, and final HUD-1 Settlement Statement showing that the loan’s interest rate and adjusted origination charges (from line 803 of the HUD-1) were both lower than the GFE initially submitted to LendingTree (the “Required Documentation”) The closed loan must be on the same terms and for the same loan product as reflected in the LendingTree Lender’s GFE and you must close the loan within sixty (60) days of requesting the LendingTree $1000 Best Deal Guarantee.

8. If you qualify, LendingTree will send you a check for $1000 approximately 6-8 weeks after submission of the Required Documentation. All Required Documentation, along with a phone number and address where you can be reached, should be sent to LendingTree, LLC, Attn: Best Deal Guarantee, PMB 008 15105-D John J. Delaney Dr., Charlotte, NC 28277.

9. Additional restrictions apply:
a. The Best Deal Guarantee only applies to refinance home loan products, but does not include FHA, or 2nd Trust Deed loan products.
b. The Best Deal Guarantee cannot be combined with any other promotional offer or guarantee.
c. The Best Deal Guarantee is void if you have already locked in your rate with a lender before completing your loan request.

10. Nothing herein is or should be interpreted as an obligation by LendingTree, LendingTree Loans or any of the LendingTree Lenders to make a loan. Loans are offered by LendingTree Lenders and are subject to credit and property approval by each LendingTree Lender independently. Rates and terms are at the sole discretion of the LendingTree Lenders and are subject to change without notice. Hazard and other insurance may be required.

Tips for completing our loan request form

Filling out our loan request form is simple, easy, and free! Our form is divided into four simple steps and you can track your progress at the top of each page. You will be asked to provide information such as the type of loan you are looking for, your current mailing address, your monthly debt payments, housing payments and your Social Security number. In fact, most of the questions we ask are things you'll know off the top of your head.

To make things a little easier, you may want to gather a recent pay stub or last year's tax return before getting started. If you're refinancing your mortgage or looking for a home equity loan or line of credit, you'll need to know the terms of your current mortgage, how much you owe and how much you want to borrow. Also, if you have a co-borrower, be sure to have his or her financial information on hand.

Once you have answered all the questions on the page, use the button labeled "Save and Continue" to move on to the next page. To go back, click the back button on the bottom of the page or the back button on your browser. If you need help along the way, look for the question mark icon or calculators for more information. Or, if you're really stumped, you can call LendingTree Customer Care at 1-888-272-1355.

Once you've completed your loan request, our secure system will match you with up to four lenders. Watch your email for information on your offers.

We hope you'll join the 20 million people who started their search for a better loan at LendingTree.

We Are Here To Help! 1-800-411-TREE

Source : https://secure.lendingtree.com/